Vuba aha, Banki nkuru ya Bangladesh yemeje ko hari Banki y’Abarimyi ya kera ihindurwa izina rya Padma Bank .
Banki yashinzwe mu 2013 kandi yashizwe mu bibazo n’ubuhendanyi n’ubuhendanyi bw’inguzanyo kuva mu mwaka uheze, iyo banki yarabonye ibintu bikomeye cane vy’ububisha l/c, itera ibihombo vyinshi ku bigo vy’Ubushinwa mu bucuruzi mpuzamakungu bwa Bangladeshi. yihinduye izina n’intumbero yo kwanka kwishura amakete yose yari yaratanze mbere y’aho kandi akabandanya akora ubucuruzi n’amashirahamwe y’abashinwa.
Ibiro vy’umujanama mu vy’ubutunzi n’ubudandaji vy’ambasade y’Abashinwa muri Bangladesh yongeye kwibutsa cane amashirahamwe yose y’Abashinwa gukomantaza no kugenzura ingorane no kwirinda kwemera ikete ry’inguzanyo zatanzwe na Padma Bank mu bucuruzi bwabo na Bangladesh kugira ngo hakurweho ingorane z’ubudandaji.
Dushingiye ku mategeko agenga ivy’ubudandaji bw’amahanga y’i Bangladesh, kiretse mu bihe bidasanzwe, ukwishura hanze kw’ibintu n’ugushora ibintu hanze bitegerezwa gufata uburyo bw’urudome rwa banki y’inguzanyo{0}}
Ariko rero, l/c yatanzwe na banki ya Bangladesh ikwiye kwihwezwa neza. Hari ubwoko bubiri bw’inyuguti z’inguzanyo kw’isi, imwe ni ikete ry’inguzanyo, iyindi ni ikete ry’inguzanyo muri Bangladesh .
Kubera ko inguzanyo ya banki y’ubudandaji ya Bangladesh ari mbi, ibintu vyinshi bitari vyo vy’ibanki itanga, mu kigo c’ubucuruzi bwo hanze mu Bushinwa, kenshi na kenshi bukaba ata n’umwe adahuza l/c, igihe co kwishura, canke mu gihe umukiriya ntiyaciye mu bikorwa vy’ukwishurwa, umukiriya afata ibintu canke kugira ngo aronke ikirego ku bashora ibintu hanze, inyuma yo kuraba ibiciro vy’ibintu vy’agaciro ku bashora ibintu hanze, ivyo bikaba bituma haba ubutunzi bw’ubutunzi .Ivyo bishika cane cane mu gutuma ivyamwa n’imboga bishora (marter, amapome), ibikoresho vya mbere vy’imiti n’ibikoresho vya mbere vy’impuzu.
Ingorane nyamukuru zihura na l/c muri Bangladesh ni:
1. Inyuma y’aho uwuzana ibicuruzwa afashe ibicuruzwa, banki iracereza igihe co kwishura ata mvo n’imwe, naho nyene banki yo guhanahana amakuru yoba iyihimiriza incuro nyinshi.
Banki ntitanga amahera ubwo nyene imaze gusohora inyandiko ku muntu azana ibicuruzwa hanze. Bituma uwuzana ibicuruzwa biva hanze ashobora gutanga ikirego ku mucuruzi wo hanze ku buryo buvugwa inyuma yo gutanga ibicuruzwa, agahatira uwurungika hanze agabanya igiciro. Nuko banki itegeka ko banki itegeka ko banki isaba gukura igiciro mu giciro c’amahera yishyuye.
3. Inyuma y’aho uwuzana ibicuruzwa afashe ibicuruzwa, ajurira urukiko rw’aho hantu ku bijanye n’uburyo bw’ibintu, kandi sentare imenyesha banki guhagarika kwishura, kandi banki ntishobora gutanga amahera mu gihe c’urubanza, gutyo acereje igihe co kwishura.
4. banki n’ubu ntiyishura ibintu inyuma y’aho umukiriya yemera gutanga ibintu bifise ukudahuza.
Iyo hariho ukudahuza mu nyandiko, rero igiciro c’isoko kiragwa, kandi abakiriya bamwebamwe bagasubiza ivyangombwa canke bakanka kwishura, canke bagafata akaryo ko gutanga ikirego kinini ku muntu arungikwa hanze, bigatuma uwurungika hanze agabanya igiciro, gutyo bikaba bishikirwa n’ibihombo bikomeye vy’ubutunzi.Ubushobozi bw’ibintu biragoye cane inyuma y’aho banki isubiye inyuma itegeko. biragora . Muri rusangi, umukiriya ntazofata inyifato y’ubufatanye, rero ukugaruka kw’ibicuruzwa ni gake . Naho ibicuruzwa vyosubiraho, ugutakaza bizoba bikomeye cane .Kubera amategeko agenga imigenzo y’imigenzo, nimba ibintu biguma mu cambu amezi arenga 3 (imisi 45 ku mbuto n’imboga) ata n’imwe iva ku migenzo, ibintu bizokurwaho n’imigenzo n’ibikorwa izohindurwa ku bijanye n'Itunga ry'Igihugu{7}}
Amabanki meza ya Bangladesh ni:
1. Banki ya mbere Ltd
2. Banki ya mbere
3. Banki imwe izimiye
4. Gukuraho Bangladesh Banki ya Bangladesh (IBIKORESHA)
Amabanki ya Bangladesh atagira agaciro ni:
1. Ibanki y'abayisilamu Bangladesh
2. Banki y'ishoramari ry'abantu
3. Banki y'Ubugenge y'Umubiri Ltd .
4. Banki y'igihugu
5. Banki ya Sonali
6. Banki ya Janata
7. Basic Bazi
8. Banki y'Ibarabara Ltd .
9. Uttara Banki Ltd .
10. Ibarabara ry'amabanki y'amabanki y'abarimyi.